Just because it has never happened doesn’t mean it won’t in the future. Now, I definitely live by the adage that a life lived in fear is a life half lived, but maybe that’s because I’ve purchased the insurance policies I have and I feel pretty secure that I won’t end up in deep water should a flood happen.

Actually, statistics show that almost 25% of all floods happen in low to moderate risk areas. Floods happen in all fifty states. Things like changes in crop land use, added housing development, or heavy snow falls that lead to large snow melt events have the potential for future flooding situations.

Read the rest at our Livejournal Blog.

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